Pricing
Cost is one of the most common reasons people put off calling a therapist. Here’s the whole picture, including the parts that depend on your plan.
Insurance
We’re in network with most major plans.
If your plan is on this list, what you pay for individual therapy is usually a copay rather than the full rate. Plans differ, so we’d rather check yours than have you guess from a website.
- Aetna
- Blue Cross Blue Shield
- Cigna
- Optum
- Oscar Health
- Oxford
- Providence Health Plan
- Regence
- SelectHealth
- UnitedHealthcare
- Deseret Mutual
- EMI Health
$150
Sessions run 50 to 53 minutes
Individual or couples, same rate. If you’re using insurance for individual therapy, what you pay is usually a copay instead. The fifteen minute consultation before you start is free, and there’s no charge for the time it takes to check your plan.
The details
Everything else you’d want to know before booking
- Session length
- 50 to 53 minutes, for individuals and for couples.
- Consultation
- Free, about fifteen minutes, no paperwork. For couples, one of you is enough to start.
- Format
- Everything is online. You need a private spot and a decent connection, and that’s genuinely it.
- Where you can be
- North Carolina, Idaho, Utah, Colorado, or Florida. You need to be physically in one of the five states at the time of the session. That’s a licensing rule, not a preference.
- Frequency
- Most people start weekly. We adjust once we know what the work needs, rather than the other way round.
- Good faith estimate
- If you’re paying privately, you have the right to a written Good Faith Estimate before we begin. It simply lays out the $150 session rate and roughly how often we’ll meet. Ask and we’ll send one.
Money questions
The ones people feel awkward asking
My plan is not on your list. What now?
Tell us who you’re with anyway. The list covers the plans we’re in network with, and it’s worth a look rather than an assumption.
If it turns out we’re out of network for you, the private rate is $150 and you’ll know that before you book anything.
Will you tell me what my copay is before we start?
We’ll check your benefits and tell you what we find. What we won’t do is guess at a number to get you in the door.
Does using insurance mean a diagnosis goes on my record?
Insurance pays for the treatment of a diagnosable condition, so yes, billing a plan means submitting a diagnosis. That’s true of any in network therapist.
Some people would rather pay privately for that reason. Both are reasonable, and it’s worth a conversation rather than a footnote. Ask on the consult and we’ll walk you through what it actually means in practice.
How long does this take? I’d like to know what I’m signing up for.
That’s a fair question and we’re not going to give you a fake number. It depends on what you’re bringing and what you want out of it.
What we can promise is that we’ll talk about it openly, that you’ll have a sense of whether this is working, and that we’ll say so if we think you’re done or if someone else would serve you better.
Do you take insurance for couples therapy?
Couples sessions are private pay, $150 per session. Insurance plans handle couples work very differently from individual therapy, and many don’t cover it at all, so we keep it simple: one rate, and no surprise bill later.
Do you offer a sliding scale?
Not at the moment. If you have one of the plans listed above, individual sessions usually come to a copay rather than the full rate, so it’s worth checking before ruling it out.
Send us your plan and we’ll check it
Fifteen minutes on the phone, no paperwork and no commitment. You’ll know the cost before you decide anything.
My Home Counseling · Telehealth across North Carolina, Idaho, Utah, Colorado, and Florida